Privacy Policy

Peer Disclosures ("we," "us," or "our") provides a web application for comparing U.S. SEC filings. This Privacy Policy explains what information we collect, how we use it, and what choices you have.

1. Information we collect

Account and billing information

If you create an account or subscribe to a paid plan, we collect information needed to authenticate you and manage billing, such as:

• Email address
• Organization and subscription tier
• Stripe customer and subscription identifiers
• Saved peer group names and ticker lists you choose to store

Authentication is handled through Supabase. Payment processing is handled by Stripe. We do not store full payment card numbers on our servers.

SEC filing content

Peer Disclosures retrieves public SEC filings from EDGAR. To improve performance, we cache filing HTML and parsed sections on our servers after the first request so they do not need to be re-downloaded from EDGAR every time. This cached content is derived from publicly available SEC data.

Filing content is not stored in your account database. We do not use filing text for advertising, resale, or AI model training.

Browser and technical data

During your session, the application may store lightweight comparison metadata (such as ticker lists and section identifiers) in your browser's session storage to speed up navigation. Standard web server and application logs may include IP address, browser type, and request timestamps for security and reliability.

2. How we use information

We use collected information to:

• Provide and operate the comparison workspace
• Authenticate users and enforce subscription limits
• Process payments and manage subscriptions
• Improve performance, reliability, and security
• Respond to support requests and legal obligations

3. What we do not do

• We do not sell your personal information.
• We do not use filing content to train machine learning models.
• We do not store parsed filing HTML in your account database record.

4. Sharing with service providers

We use trusted third-party providers to operate the service, including hosting, authentication (Supabase), and payments (Stripe). These providers process data on our behalf according to their own privacy policies and our agreements with them.

5. Data retention

Account and billing records are retained while your account is active and as needed for legal, tax, and audit purposes. Server-side filing caches may be retained to improve performance for all users accessing the same public filings. Session storage data is cleared when you close your browser tab.

6. Security

We use industry-standard measures to protect account and billing data, including encrypted connections (HTTPS) and access controls. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

7. Your choices

• You may use the free tier without creating an account.
• You may sign out at any time from the application header.
• Professional subscribers may manage or cancel billing through the Stripe Customer Portal.
• To request access, correction, or deletion of account data, contact us using the information below.

8. Children

Peer Disclosures is intended for business and professional use. We do not knowingly collect information from children under 16.

9. Changes to this policy

We may update this Privacy Policy from time to time. We will revise the "Last updated" date at the top of this page when changes are posted.

10. Contact

Questions about this Privacy Policy may be directed to privacy@peerdisclosures.com.